Members' Insurance

Introduction

Beauchief Golf Club are affiliated to England Golf and consequently all playing members are required to pay annual affiliation fees. The Club pays those fees to England Golf (through the Yorkshire Union of Golf Clubs) and they are included in members' annual subscriptions. 

As a benefit to that affiliation fee, England Golf provide Public Liability insurance as detailed below.

The policy is administered by specialist insurance broker Bluefin Sport and is underwritten by Allianz.

Bluefin Sport has a specific website (see link below) for this insurance cover and full details can be viewed there. It contains details of what to do in the event of a claim against you along with many other FAQ's. 

Whilst Bluefin Sport are the sole administrator of this insurance, and to whom you must contact in the event of an incident, please also notify our secretary so that the Club are aware. 

This cover lapses when our membership subscription is not renewed.

It should be noted that this policy does NOT include cover for golf equipment or travel insurance, which we would recommend members to take out separately, as necessary, especially for foreign golf trips.

A summary of the cover provided for an insured Member whilst playing golf is set out below.

Cover Limits

Public Liability
Indemnity to £10,000,000 for any one accident in respect of a third party injury - no excess payable.

Public Liability
Indemnity to £10,000,000 for any one accident in respect of third party property damage - £500 excess payable.

As an individual member of England Golf, you are covered for personal liability in the event that you are found to be negligent for causing injury to another person or damage to third party property whilst playing or practicing golf at any golf club or recognised practice facility in the UK, Channel Islands or the Isle of Man.

It is possible to extend this cover to worldwide but see the Bluefin website for details - USA and Canada are specifically excluded.

Previous Policy

The club have discontinued cover for members through the previous policy with Golfguard which expired on 31st March 2020. 

This has been replaced from 1st April 2020 by the policy through our/your affiliation with England Golf as detailed above.

Alternative Golf Insurance

There are several companies in the market who provide more extensive golf insurance including golf equipment, personal accident, Hole in One and worldwide cover. These typically can be purchased for between £20 and £30 per year. 

Some of the companies who are active are Golfguard (which we previously used), Golfplan, Golf Care and Insure4Sport Golf. It is worth investigating more than one to check exactly what you want to cover and most of them have quite attractive introductory offers.

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